Cheap Auto Insurance For New Drivers – Save Money Before You Even Buy Your Car

If you are a new driver and you are going to buy a car the first thing you will need is to find cheap auto insurance for new drivers. And finding the right insurance can save you up to 50% on your cover.
Do not let the dream of car ownership turn into a nightmare because your insurer is charging you hundreds or even thousands on your auto insurance, here is how you can prevent this and save up to 50% on your car insurance at the same time.

What you pay for your insurance is based on what your insurer thinks your car is worth plus your own driving experience. Of course if you are a new driver you can expect to pay a lot more than a more experienced driver but you can take steps to offset this and save half of what other new drivers will pay and get for auto insurance for new drivers.

The first thing you have to realise is that you can get discounts if you car has a host of safety feature. Anything that can prevent theft of your car or that protects you in the case of an accident will result in cheaper insurance. This is because this will save the insurer money and you will save money as a result.
Before you even buy your car check to see if it is a car at risk of theft or low risk. If you are a new driver you need to do everything possible to reduce your first premium and getting a low risk car means a low risk policy and will enable you to find cheap auto insurance for new drivers.

Another thing you need to be aware of is this. The insurer will base the policy on what they think the car is worth, not what you think it is worth. If you buy a car for $6000 and tell the insurer it is worth $6000 and the book or retail value is $5000 they will be too happy to insure it for the higher amount and charge you more.

If you have an accident and the car is wrecked you will only get what the car is worth. This means you should find out exactly what the car is really worth before you buy it. This is to save money when you buy the car and to get cheap auto insurance for new drivers.

If you are a new driver and a student you can enquire about student discounts and you can even get discounts for having a high GPA. Ask the insurer if they have any discounts you can get. Some will not tell you unless you ask and this is another way to get cheap auto insurance for new drivers.

Another way to find cheap insurance and save money is to look online. Looking through the phone book and calling insurance agents is not just time consuming but very costly. By getting online and looking at an insurance comparison site you can find out the best prices from most insurers in minutes. Doing this will save you up to 50% on your cover and you will find cheap auto insurance for new drivers this way.


Auto Insurance Ohio – Ways To Get The Best Rates Without Compromise

1. Get information Ohio’s insurance department or go to their website. They usually have resources that will show you how to get adequate coverage at great rates. The right information will definitely place you in a better position to realize more savings.

2. A truly good way is asking those whom you trust — Those who are already in your circle of friends and acquaintances. Their experience with previous and current insurers will help you in the decision-making process. It makes sense to go with their agent and insurer if they speak highly of them.

Nonetheless, ensure you do not call just one person and then settle for their agent (No matter how good they tell you their agents are). Obtain and evaluate quotes from as many short-listed agents as you can. Discuss with them all and then decide on who will give not only the lowest price, but the best price to value ratio. This might involve quite some time.

3. Consumer guides are really useful resources for those shopping for Ohio auto insurance. You’ll get typical rates for your policy. You’ll in addition see great tips for getting the best in auto insurance. Treat the quotes shown in consumer guides as averages only. You could pay much more or less depending on your specific needs, your details and who you buy from. Because of this, make sure you obtain quotes from as many insurers as possible. If you’re for the lowest rates then you have no choice but to request for a good number of quotes.

4. An auto insurance policy is a very important matter. Don’t make the mistake of picking an insurer without knowing their rating.

Different insurers have unique approaches to business. These shape their inclinations. Ensure you are satisfied with the company you intend to sign up with. Use resources like A.M Best Company, Phelps, Inc., Standard & Poor’s Insurance Rating Services, Moody’s Investor Services, Inc. and Better Business Bureau (BBB).

5. You might save several hundreds of dollars by simply receiving and evaluating Ohio auto insurance quotes from about three insurance quotes sites. And, it will take just about 15 minutes on the whole.